Protecting camps, staff, and campers, all season long
Running a camp comes with unique risks, from camper safety to property and staff exposures. Marshall+Sterling partners with camp owners and directors to deliver customized insurance solutions that protect your program, your people, and your peace of mind.
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Comprehensive Camp Insurance for Today’s Complex Risks
Specialized Camp Expertise
We work with overnight, day, youth, and sports camps across a wide range of recreational, educational, and mission-driven programs, bringing deep industry insight to complex risk environments.
Integrated Risk Strategy
Insurance is only one part of the solution. Our Tactical Risk Solutions for Business approach integrates coverage design, loss control, training, and claims advocacy to reduce loss frequency and severity.
Why Independence Matters in Camp Insurance
The camp insurance marketplace has become increasingly consolidated, which can limit flexibility in coverage design, carrier access, and claims advocacy. We’re not tied to a single program or carrier. This allows us to align solutions with each camp’s operations, risk profile, and long-term goals.
What camp risk management services do you offer?
Who We Serve: Summer, Overnight, and Youth Camps
- Summer camps (overnight and residential)
- Day camps and multi-site youth programs
- Youth camps and youth-serving organizations
- Sports camps (baseball, soccer, lacrosse, basketball, football, volleyball)
- Faith-based and mission-driven camps
- Camps with waterfront, equestrian, adventure, or travel components
Camp Insurance Coverage Options
- General liability, including summer camp liability insurance
- Property insurance
- Abuse and molestation liability
- Workers’ compensation
- Commercial auto and transportation risks
- Umbrella and excess liability
- Cyber liability
- Business interruption and extra expense
Frequently Asked Questions
What types of camps do you insure?
We work with day camps, overnight camps, specialty camps, nonprofit and for-profit camps, and youth-serving organizations of all sizes.
Can you review our existing insurance program?
Yes. We frequently help camp owners identify coverage gaps, improve protection, and explore cost-effective options.
Do you understand seasonal and staff-related risks?
Absolutely. Our team has experience structuring coverage for seasonal operations and fluctuating staffing needs.